Every rank has a word and a number. "Incredible (40)" means the rank word is Incredible — that's the column you use on the Universal Table. The 40 is the math value — what gets used for damage, lift weight, FEAT intensity, etc.
Italic gray hints under each stat tell you what that ability is used for at the table (melee, ranged, dodge, etc.).
Tags next to each power tell you what the number means in play:
Red BE tags like TB, En, Sh point to the row on the Battle Effects Table for that attack (TB = Throwing Blunt, En = Energy, Sh = Shooting, etc.). Roll the listed ability on the Universal Table; check that row for the result.
To resolve an action: pick the ability or power. Roll d% (1d100). Find that number's column on the Universal Table. Read the color — White (miss/fail), Green (hit/success), Yellow (good), Red (best). See FEATs for the full procedure.
Ben Grimm, former war veteran, met Reed Richards in college, and when Reed began his work on an experimental rocket ship, Ben offered his services as a pilot. When Reed actually was ready to launch, however, Ben had second thoughts, and only decided to go ahead with it when Reed's fiancee, Sue Storm, convinced him. So Ben, Reed, Susan, and her brother Johnny, took the rocket into space, where the radiation shielding proved faulty. All four were hit by intense cosmic radiation, and the ship crashed back down to Earth, where the four discovered they had all gained superhuman powers. Ben was partially crushed, mentally, with his transformation into what he regarded as a monster, but he joined the others in vowing to protect mankind. He's joined them on innumerable adventures across the entire known Multiverse (and many unknown aspects of it as well), including the Negative Zone, the Skrull Galaxy, and the underwater city of Atlantis here on Earth. During this time, he developed a relationship with Alicia Masters.